The North East Community Action Corporation has a number of programs to help individuals living in Northeast Missouri, ranging from energy assistance to help with home weatherization.

The North East Community Action Corporation has a number of programs to help individuals living in Northeast Missouri, ranging from energy assistance to help with home weatherization.
NECAC hopes to receive additional funding for summer energy assistance. As of Aug. 28, NECAC had distributed all of its $408,943 in funding for the Energy Crisis Intervention Program but was told to expect about $95,000 in additional funding in early September.
ECIP pays overdue electricity bills of up to $300 for income-qualifying households. It is funded by the U.S. Department of Health and Human Services and is distributed through the Missouri Department of Social Services, which then contracts with NECAC to administer the program.
Participants must have received a utility shut-off notice and meet other qualifications.  The program began June 1 and is scheduled to end Sept. 30. NECAC’s $408,943 allocation was up slightly from $382,130 last year.
In 2018, assistance was provided to 2,356 households in 12 counties, up from 2,020 in summer 2017. For summer 2019, the number is 1,937 households.


Home Repairs


NECAC was recently awarded a $66,666 grant to provide energy-efficient upgrades.
The grant comes from the Neighborhood Reinvestment Corporation through NeighborWorks America, a Congressionally-chartered national organization that supports community development through grants and technical assistance.
The grant is part of the Safe and Sound Program, which was provided with a national donation by the Wells Fargo Housing Foundation. NECAC will do the work through its Self-Help Housing Rehabilitation Program. It is the second such grant NECAC has received in the last year. The program covers Marion, Monroe, Pike and Ralls counties.
NECAC received a $159,000 USDA Rural Development grant in 2018 to do Self-Help Housing renovations at 26 owner-occupied homes in the four counties. Income-qualifying participants work with a NECAC construction supervisor who provides one-on-one instruction on the skills they need to do the projects. Supplies are purchased by the program, but the labor is contributed by the families or individuals. Also last year, NECAC received a $45,500 Safe and Sound Program grant that was used to renovate homes in the four-county region.
To apply or learn more about the Safe and Sound Program, call 573-324-6622 or visit a NECAC Service Center.

Home ownership


NECAC hopes to take the fright out of home-buying and put people on the path to the American dream. It offers homeownership classes, financial fitness instruction and down payment assistance. It continues to take 502 Direct Home Loan Program applications. 502 loans are used mostly by income-qualifying people to buy homes in rural areas. Families must be able to afford the mortgage payments, including taxes and insurance. Loans are for 33 years, with the interest rate set by the lender. There is no down payment. The loans are another option for families to realize the dream of home ownership.
As part of the program, the home ownership classes teach participants about housing opportunities and financing, obstacles to home-ownership, record-keeping, understanding credit, cash flow, meeting with financial institutions, getting a loan, taxes and other topics.
For more information about NECAC programs, call the agency at 573-324-6622. You can also talk with the NECAC Warren County Service Center at 636-456-8191.

Weatherization


During warm days, most people don’t think about energy efficiency, but winter will soon be here, and NECAC is as concerned about putting the lid on hot air as it is in keeping cold air from getting into homes. It is seeking applications in 12 Missouri counties for its weatherization program. Weatherization can help lower utility bills and improve the appearance and value of the home.
Services available to income-qualifying households include home energy audits, air leak sealing, insulation of walls, attics and floors, replacement of furnaces and checks of heating systems to make sure they are working properly.
NECAC can spend up to $6,500 per home. Rental and owner-occupied units and mobile homes are eligible. Each year, NECAC weatherizes up to 500 homes.
For more information, or to sign up, call your NECAC County Service Center or dial 573-324-6622.